Now inviting beta households
One household.
A clearer picture.
Track what comes in, what goes out, and where you stand together. Slate brings your household accounts, spending and monthly budget into one shared place.
Built for shared households. Made for everyday money.
Money in
+R42 000
Money out
−R29 500
Net movement
R12 500
This month only
Accounts
Net worth R97 840- Everyday chequeThandi · BankR18 450
- Everyday chequeSipho · BankR9 320
- Wallet cashShared · CashR650
- Emergency fundShared · SavingsR48 200
Recent activity
- Engen fuel−R850
- Freelance invoice+R1 500
- Prepaid electricity−R600
Coming up
- Fibre & mobile data · 5thR1 150
- Gym membership · 15thR549
Fictional example data for illustration — not a real customer's account.
Your money is shared. Your picture should be too.
Balances in one place. Spending in another. A budget that only one person keeps up to date. Slate gives both of you a common place to see what's happening.
Know where the household stands.
Balances, money in and money out, side by side.
Keep everyday spending visible.
Both of you see the same transactions and budget.
Make the monthly money conversation easier.
Start from the same numbers, not from memory.
How it works
Three steps to a shared picture
- 1
Set up your household
Add accounts, income and regular expenses with guided setup.
- 2
Bring your partner in
Invite the person you share household money with.
- 3
Keep the picture current
Record transactions, check your budget and review the month together.
Features
Everything the household needs to see, in one place
Previews below use fictional example data. Try the buttons — nothing is sent anywhere.
Dashboard & accounts
See the whole household.
Bank, cash, credit card, loan, savings and investment accounts sit side by side, with balances and net worth across everything you add. You keep balances current by recording transactions — Slate doesn't pull from your bank.
- Money in, money out and net movement for the month
- Net worth across the accounts you choose
- Income tracked by source, for each partner
Money in
+R42 000
Money out
−R29 500
Net movement
R12 500
This month only
Accounts
Net worth R97 840- Everyday chequeThandi · BankR18 450
- Everyday chequeSipho · BankR9 320
- Wallet cashShared · CashR650
- Emergency fundShared · SavingsR48 200
- Retirement annuityThandi · InvestmentR124 000
- Credit cardSipho · Credit card−R6 380
- Vehicle financeShared · Loan−R96 400
Monthly budgets
Give spending a place.
Set a limit for each category, then compare it with what you've recorded. Budgeted, spent and remaining are always in view, so nobody has to keep a separate spreadsheet.
- You set the limits, together
- Remaining amounts update as you record spending
- Over-budget categories are labelled, not just coloured
- RentBudgeted R12 000Spent R12 000R0 left
- GroceriesBudgeted R6 500Spent R5 840R660 left
- Transport & fuelBudgeted R3 500Spent R3 210R290 left
- Utilities & dataBudgeted R2 800Spent R2 650R150 left
- InsuranceBudgeted R2 400Spent R2 400R0 left
Quick capture
Catch the everyday spending.
Record a purchase on your phone in seconds, even without signal. Quick capture saves the entry on your device and syncs when you reconnect. Entries waiting to sync are clearly marked until they're confirmed.
- Works offline for quick capture only
- Pending entries look different from synced ones
- Full transaction history, categories and transfers
Amount
R684.50
- Category
- Groceries
- Account
- Thandi · Cheque
- Note
- Woolworths Food
Saved on this phone — will sync
- Woolworths FoodToday · Groceries−R684.50Pending sync
- Taxi fareToday · Transport & fuel−R48.00Pending sync
- Engen fuel24 Oct · Transport & fuel−R850.00Synced
- Freelance invoice23 Oct · Income+R1 500.00Synced
- Prepaid electricity22 Oct · Utilities & data−R600.00Synced
Recurring items
Keep regular costs in view.
Rent, instalments, insurance and subscriptions come round every month. Keep them as recurring items and add them to the month when you're ready. Slate doesn't pay them or detect debit orders — it just keeps them in view.
- Add recurring items for the month in one tap
- See what's committed before the month starts
- Nothing is paid or moved on your behalf
- RentUsually the 1st · RentR12 000
- Vehicle instalmentUsually the 1st · LoanR3 900
- Car & household insuranceUsually the 3rd · InsuranceR2 400
- Fibre & mobile dataUsually the 5th · Utilities & dataR1 150
- Gym membershipUsually the 15th · Personal careR549
Added for NovemberR15 900
For the household you're running together.
Couples with separate accounts
Combine the picture across your own accounts — no joint bank account needed.
Partners sharing household costs
Track groceries, rent and fuel in one place, whoever paid.
Households building a habit
Review the month together and start the next one with a plan.
A clear picture starts with clear expectations.
Here's exactly what Slate does — and doesn't — do during beta. Read how we handle your information in our privacy notice.
You record transactions
Slate doesn't connect to your bank. You add accounts and record what happens.
Offline quick capture
Quick entries save on your phone and sync later. Other actions need a connection.
Household permissions
You choose who joins your household and what they can do.
Slate doesn't move money
No payments, transfers or debit orders. It records and explains money only.
FAQ